How to Become a Millionaire

Hundreds of investing and finance newsletters hit my (and maybe your) inbox every week. This is the best of the best.

This week, we bring you

  1. How to Become a Millionaire
  2. Why has the IPO market gone quiet again?
  3. How much do you need to retire?
  4. Crypto Is Cooking – And Looking Delicious

How to Become a Millionaire

via ​A Wealth of Common Sense​

Good advice from Ben at ​A Wealth of Common Sense​,

“For most people, your best bet is making more money over time, saving a decent chunk of that income, investing wisely, and getting out your own way.”

But there are some significant pitfalls to avoid both on the way and once you’ve got there. ​Learn how to avoid them.​

​Subscribe to a Wealth of Common Sense​

Why has the IPO market gone quiet again?

via ​Short Squeez​

The weeks before Thanksgiving usually bring a spate of large IPOs eager to go public before the holiday season starts.

Except nothing is happening.

​Short Squeez​ ​points us to​ CNBC, who ​shows us why not​.

​Subscribe to Short Squeez​

How much do you need to retire?

via ​Mr Money Mustache​

The fish is right there, man!

There’s an ironclad law when it comes to saving for retirement — figure out how much you want to spend every year, then get 25x that than that in the bank.

But most people don’t know how it works or why. ​Mr Money Mustache​ (what a name) offers this ​fantastic explainer​.

​Subscribe to Mr Money Mustache​

Crypto Is Cooking – And Looking Delicious

via ​Daily Dough​

There’s now a 90%+ chance that a Bitcoin ETF gets approved, and that’s sent the price of Bitcoin through the roof.

While most of your friends forgot crypto was a thing, longterm hodlers have made serious cash.

​Daily Dough​ ​has the dish​.

​Subscribe to Daily Dough​

🧠 Stock ideas

Let’s check in with ​Yellowbrick Road​, which highlights 15 stocks every week. Here are my three favourites.

Analysis provided by ​​.

Remember to always DYOR.

PayPal (​$PYPL​)

Following the release of PayPal’s Q3 2023 results, the company’s shares experienced an 8.6% increase in two days, although they are down nearly 25% year-to-date and more than 80% from their 2021 peak.

​Full analysis​

Estee Lauder (​$EL​)

Estée Lauder (EL) shares dipped by 18.9% on November 1, following Q1 FY24 results, but rebounded 7% to $112 on November 2. Despite a 70% decline since 2021 end, EL maintains a 20.4x P/E based on FY19 EPS and a 2.4% Dividend Yield.

​Full analysis​

NatWest (​$NWG​)

NatWest’s Q3 2023 results triggered a 14% share price decline, mainly due to fears surrounding Net Interest Margin (NIM), which fell from 3.27% in Q1 to 2.94% in Q3, impacting the Return on Tangible Equity (ROTE) which dropped from around 20% in Q1 to 14.7% in Q3. Despite this, the bank’s strong customer relationships and economies of scale are expected to support better NIM and ROTE compared to competitors.

​Full analysis​

That’s it for this week.

If you write amazing content and want to be featured, please send it through for consideration.




  • There are affiliate links above; we’ll get a couple of bucks if you take action after you click through.
  • This newsletter was brought to you thanks to our friends at ​Upwork​.
  • I don’t hold positions in any of the investments above.
  • Nothing above is financial advice. DYOR, you filthy animal.



Picture of Wyatt Cavalier

Wyatt Cavalier

With a background in finance & intelligence analysis, Wyatt has an unhealthy obsession with finding the best blue chip investment opportunities. His previous newsletter, Fractional, resonated deeply with subscribers, bringing actionable insights and unconventional trading strategies. His rare book collection specializes in banned editions. He currently lives in Spain with his beautiful wife, three young boys, and dog Monty.

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